How North Texas hail affects your roof coverage in 2026
Wind/hail deductibles, roof age schedules, and what 'replacement cost' really means after a storm.

South Arlington · Dallas · Fort Worth
I'm Roderick Coleman — TRICO Financial | Farmers Insurance, right here in South Arlington. Real conversations, real solutions, and protection built for North Texas hail seasons, I-20 commutes, and the legacy you're building.

Coverage built for North Texas
For DFW entrepreneurs
South Arlington is full of builders — salon owners, food trucks, contractors, realtors, e-commerce brands. I help entrepreneurs protect the business, the family behind it, and the future they're working for, with the same key products: home, auto, life, and commercial coverage.
A Business Owner's Policy that bundles property and liability — built for Arlington storefronts, contractors and consultants.
If your business runs on you (or a partner), this keeps the doors open and payroll met through the unthinkable.
Life-insurance-funded agreements so ownership transfers smoothly — protecting your family and your partners.
From one work truck to a small fleet, keep your business moving on DFW roads with the right commercial coverage.

“Businesses. Futures. That's why I do this.”
Local means local
I live and work in this community. When a hail storm hits South Arlington, my phone rings — and I answer.

DALLAS · FORT WORTH METROPLEX
North Texas sits in hail alley. I review your roof coverage, wind/hail deductibles and replacement-cost terms before the storm — not after the claim.
I-20, I-30, 360, Cooper Street — where and how far you drive in DFW shapes your auto premium. I structure your policy around your real commute.
Closing on a home in 76017 or nearby? I lock in your homeowner's policy fast, coordinate with your lender, and bundle your auto the same day.
Free quote request
Tell me what you need protected. I'll call or text you back personally — usually the same day.
That's all a real quote conversation takes. No obligation, no pressure.
Call or text (817) 930-0670 and get Roderick — not a call center.
Your details go to one inbox in South Arlington. Never sold, never spammed.

“You'll talk to me directly — never a call center.”
RODERICK COLEMAN · YOUR AGENT
What neighbors say
“After the spring hail storm, Roderick walked my roof claim through step by step. My neighbor with an online policy is still waiting on a callback.”
Marcus & Dana W.
HOMEOWNERS · SOUTH ARLINGTON
“He sat down at my restaurant, looked at my LLC, and put general liability and key-person coverage in place the same week. Nobody had ever explained it that clearly.”
Althea B.
RESTAURANT OWNER · ARLINGTON
“We put off life insurance for years. Roderick made it a 15-minute conversation and got our whole family covered — no exam, approved in days.”
The Nguyen Family
LIFE INSURANCE · MANSFIELD
“Bundled our home and both cars and cut our premium by over $600 a year. He answers his own phone. That alone is worth it.”
Trey & Simone J.
HOME + AUTO BUNDLE · GRAND PRAIRIE
About your agent
I built TRICO Financial on a simple idea: insurance should be a conversation, not a transaction. As a Farmers Insurance agent serving South Arlington and the greater DFW Metroplex, I sit down with families and business owners, learn what actually matters to them, and build protection around it — home, auto, life, and commercial.
Solutions today. Security tomorrow. That's not a slogan on my wall — it's how I answer the phone.
— Roderick Coleman
Straight answers
Most DFW policies carry a separate wind/hail deductible — often 1–2% of your dwelling coverage, not a flat dollar amount. On a $400,000 home that can mean $4,000–$8,000 out of pocket. I review this with every client before storm season so there are no surprises.
Texas insurance insights
Short reads I share with clients — no jargon, no fine print. Full articles coming soon.
Wind/hail deductibles, roof age schedules, and what 'replacement cost' really means after a storm.
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Ready when you are
Fifteen minutes with your neighborhood insurance guy can lower your premium, close your coverage gaps, and finally get life insurance off your to-do list.